Free Tools
Loan Tools & Calculators
Run the numbers before you apply. These tools give you a realistic picture of monthly payments, affordability, and whether now is the right time to borrow. No account required.
All Tools
All calculations are estimates for planning purposes. Actual loan terms are set by lenders.
Mortgage Payment Calculator
Estimate your monthly mortgage payment including principal and interest, property tax, home insurance, and PMI.
Affordability Calculator
See how much you may be able to borrow based on your income and existing debt obligations.
Rate Checker
Get a general APR range for your loan type and credit score bracket. Illustrative estimates only.
Refinance Calculator
Compare your current loan with a potential new one to see monthly savings and your break-even point.
Loan Readiness Quiz
Answer six quick questions to gauge where you stand and what type of loan might suit your situation.
Ready to Explore Real Options?
These tools are for planning. When you're ready, Fundslender can connect you with lenders who may be able to help. We are not a lender — we are a matching service.
Find Loan Options
No guarantee of approval. Rates and terms vary by lender.